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One stablecoin balance, three ways to use it

Janehub keeps company money in dollar stablecoins and turns it into local money at the moment you use it: at a terminal, online, or in a bank account.

The idea, in three steps

Hold dollar stablecoins

Your balance is USDC or USDT, funded from any supported chain and shown in your local currency first.

Use it like local money

Tap a phone, pay online with a virtual card, or send to a bank account. Every cost is shown before you confirm.

They receive their own currency

A licensed partner, the card network or the bank rail pays out in local money. No one downstream ever receives crypto.

A tap payment, in detail

Including the parts other apps tend to hide: how long a rate holds, which costs exist and what happens when something fails halfway.

01

Open the wallet and hold near the reader

No new hardware for the merchant. Any contactless terminal works.

02

The amount comes first

The merchant name and local-currency amount appear before the USDC figure, so you always know what you are agreeing to.

03

The rate holds for sixty seconds

The number on screen is the number that leaves your balance. If the lock expires you see the new figure before it is used.

04

Approve with biometrics

The payment is a deliberate gesture, signed on your device.

05

The merchant receives local currency

Exactly as with any other card payment — same notification, same account, same settlement time.

When something fails. Every error names the state of your money: what happened, where your funds are, and what to do next. A declined payment never takes funds; an unconfirmed one enters a reconciliation queue and you are told the outcome.

Be first to run your company on a tap.

One work email. We reach out when your region and use case are ready.